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Understanding Account Types

Learn about the available account types for Individual, Joint, and Entity accounts.

Applies To:

  • All Portfolio Managers, Advisors, Wealth Planners, and support staff.

You can refer to the details below to understand the available account types and specific considerations for each category.

Individual Accounts

The following Individual Account types are available in CAD and/or USD:

  • Cash (CAD/USD)

  • RRSP (CAD/USD)

  • Spousal RSP (CAD/USD)

  • TFSA (CAD/USD)

  • FHSA (CAD)

  • RIF (CAD/USD)

  • Spousal RIF (CAD)

  • LIRA (CAD/USD)

  • LRSP (CAD/USD)

  • RLSP (CAD/USD)

  • LIF (CAD)

  • LRIF (CAD)

  • RLIF (CAD)

  • PRIF (CAD)

  • RESP (CAD)

  • RDSP (CAD)

  • In Trust For Minors (CAD/USD)

Note: Cash and TFSA accounts cannot be opened for Non-Canadian resident clients.

Joint Accounts

The following Joint Account types are available in CAD and/or USD:

  • Cash (CAD/USD)

  • RESP (CAD)

  • RDSP (CAD)

  • In Trust For Minors (CAD/USD)

Entity Accounts

The following Entity Account type is available:

  • Cash (CAD/USD)