Account Type Legend
Learn about how to identify account types
The seventh (last) digit in an Optimize account number denotes the type of account and is assigned automatically during the account opening process according to the table below:
| Account Type | Account Description | Account Indicator |
| CDN Cash | CDN Non-Registered Account | A |
| USD Cash | USD Non-Registered Account |
B |
| CDN Margin | CDN Margin Account |
E |
| USD Margin | USD Margin Account |
F |
| LRSP/LIRA | Self Directed Locked-In Retirement Account | N |
| LRIF/LIF | Locked-In Retirement Income Fund | P |
| RSP - Spousal | Self Directed Retirement Savings Plan - Spousal | R |
| RSP | Self Directed Retirement Savings Plan | S |
| RIF | Retirement Income Fund | T |
| TFSA | Tax Free Savings Account | W |
| RIF - Spousal | Retirement Income Fund - Spousal | Y |
| RESP | Registered Education Savings Plan | Z |
| RDSP | Registered Disability Savings Plan | 0 |
| USD RIF | USD Retirement Income Fund (RIF) | 4 |
| USD TFSA | USD Tax Free Savings Account | 6 |
| USD RSP | USD Self Directed Retirement Savings Plan | 7 |
| USD RSP - Spousal | USD Self Directed Retirement Savings Plan - Spousal | 8 |
| USD LRSP/LIRA | USD Self Directed RSP - Locked in |
9 |