How to Submit a Rollback Option (RIF/LIF → RRSP/LIRA)
Learn how to submit a Rollback Options Request to transfer funds from a client's RIF or LIF back into an RRSP or LIRA
Applies To:
- All Portfolio Managers, Advisors, Wealth Planners, and support staff.
- Eligible account types: RIF, LIF, LIRA, and RRSP accounts.
You can submit a Rollback Options request from a client’s CRM Contact Record. Use the instructions below to ensure requests are processed correctly and all necessary information is provided.
When to Submit a Rollback Options Request
- A client wishes to transfer funds from a RIF or LIF back into an RRSP or LIRA due to eligibility conditions.
- A recent conversion to a RIF/LIF needs to be reversed due to incorrect processing or client request.
- The client meets the criteria for a rollback as per regulatory guidelines, such as excess transfers or pension plan adjustments.
- The rollback is required for tax planning or estate considerations.
How to Submit a Rollback Options Request
To submit a Rollback Options request, you'll use the Service Extension on the client's CRM Contact Record.
How to Submit a Rollback Options Request Request
- Navigate to the Client's CRM Contact Record
- Go to the Servicing Tab
- Select "Account Administration → Special Handling
- Select "Rollback Options" as your request type
- Select the LIF or RIF Account
- Select the LIRA or RRSP Account
- Enter the Amount to be transferred
- You'll need to attached a T2030 Form using the Attached T2030 Form property. To add an attachment, click +Add file and upload the file from your computer.
- Review & Submit
- Once you confirm the details, click Submit to create the service request ticket.
Important
Be advised, if the client still has a minimum payment balance remaining on the account, it must first be paid out, via a Withdraw Funds request, prior to submitting the rollback request.
After Submitting the Request
A new service request ticket will be created. You can locate it:
- In the Right-Side Panel of the client's CRM Contact Record under Tickets.
- In the Account Administration Pipeline, where you can track the progress and confirm when the request is completed.
Processing Times
- Typically 5 business days after the ticket has been submitted and completed any applicable review.