Tracking and Completion of CE Credits (All CIRO advisors)

What are CE Credits?

CE credits stand for Continuing Education credits. They're part of a formal system to ensure that financial professionals—like CIRO-registered advisors—stay current, competent, and compliant with evolving regulations, products, and industry best practices.

Who must comply?

All Registered Representatives (RRs) and Approved Persons registered under CIRO (formerly IIROC & MFDA) must complete CE requirements within each CE cycle.

CE Cycle Duration

• A CE cycle is 3 years long.

CE Credit Requirements per Cycle

Note: The number of PD credits for securities-licensed RRs is higher to reflect broader market coverage.

Tracking CE Credits

Advisors are responsible for:

• Ensuring their CE credits are completed within the cycle
• Keeping a record of course names, providers, dates, and proof of completion
• Submitting proof to the firm or via internal tracking tools (if provided)

Firms are responsible for:

• Maintaining internal CE tracking for each advisor
• Submitting attestations of CE completion to CIRO by the deadline (typically early the following year)
• Ensuring CE providers are accredited (e.g., FPSC, IIROC, Advocis, etc.)

Additional Notes

• Credits cannot be carried forward into the next CE cycle.

• Duplicate courses within the same cycle do not count more than once.

• Late completion may result in registration restrictions or suspension.